When determining the value to include in your bicycle insurance, you should consider everything that is normally attached to your bike while riding. This includes not only the frame and wheels but also items like a bicycle trailer, which might not always be attached but are still considered cycling accessories. Properly accounting for these items ensures they are fully covered under your policy.
**What is covered by Velosurance?**
Bicycle trailers can be costly, so it's important to include them in your insured value if you want them to be protected. Your insurance policy will also cover your wheelsets—especially if you use different sets for racing and training. Be sure to add the racing wheelset to your bike’s value, as the training set will automatically be included.
Cargo mounts, baskets, and panniers are also covered, though their contents typically aren’t. For example, if you're a touring cyclist carrying non-riding gear like clothing or camping equipment, those items won't be insured. Similarly, if you commute by bike and carry work clothes or a laptop in your panniers, those items are not considered cycling-related and won't be covered.

Other accessories such as:
- Lights
- Cameras
- GPS units
- Power meters
- And other cycling-related items
that are used during your regular rides are all included in your coverage. Every component attached to your bike is also protected under a Velosurance policy.
Whether you're commuting, racing, or touring, understanding what’s covered helps ensure your investment is fully protected. If you’re unsure about your coverage, get a free, instant quote today to see how Velosurance can help protect your ride.
Chemical products are mainly divided into inorganic chemical products, organic chemical products, biological chemical products and fine chemical products.
Inorganic chemical products include sulfuric acid, nitric acid, hydrochloric acid, phosphoric acid, caustic soda, soda ash, synthetic ammonia and a variety of Inorganic Salts.
Other Chemicals,Sodium Hydroxide,Sodium Carbonate,Sodium Hypochlorite
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